Tswaranang Funeral Cover

A Funeral Cover
That Pays You Back

Full cover for you and your family — plus a free Will, estate winding-up support, and 35% of your premiums returned after 3 claim-free years.

35% Cash Back Free Will Drafting Estate Winding-Up Hassle-Free Claims No Legal Fees
35%
Cash Back
After 36 months
no claim
What's Included

Everything You Need,
Nothing You Don't

Every Tswaranang policy comes with these benefits at no extra cost.

🛡️

Funeral Cover

Full funeral cover for you and your family. Plus hassle-free claims — no delays when your family needs it most.

💵

35% Cash Back

Cash back on total premiums paid, paid out after 36 consecutive months with no claim. You win either way.

⚖️

Attorney Support

Free Will drafted by our partner attorneys plus estate winding-up with no legal fees or Master's Office stress.

📋

Estate Winding-Up

Ndziba Brits Attorneys appointed as Sole Executor of your estate with full authority to administer in line with your wishes.

35%

Cash Back Guarantee

Most funeral policies take your money and give nothing back if you don't die. We think that's backwards. With Ordric Capital, you win either way — whether you claim or not. The 35% cash back is paid after 36 consecutive months with no claim. An additional R80/month cashback option is also available.

Pricing Tables

Monthly Premiums

All premiums by age band. Choose your cover level and plan type below.

Individual Member

Cover for the principal member only

Age BandR10 000R15 000R20 000R30 000R40 000R50 000R60 000
18–64 yearsR95.00R105.00R125.00R195.00R215.00R255.00R300.00
65–74 yearsR205.00R250.00R295.00R415.06R520.00R595.00R745.00
75–84 yearsR278.00R345.00R415.00R548.00R695.00R845.00R995.00

Family Member Cover

Member + Children / Member + Spouse — cover included per family member

Principal MemberSame as plan cover
SpouseSame as plan cover
Child 14–21 yearsR5 000
Child 6–13 yearsR3 000
Child 0–11 monthsR1 250
StillbornR1 250
Age BandR10 000R15 000R20 000R30 000R40 000R50 000R60 000
18–64 yearsR100.00R115.00R135.00R180.00R240.00R285.00R335.00
65–74 yearsR225.00R270.00R330.00R462.06R580.00R705.00R830.00
75–84 yearsR300.00R381.00R460.00R610.15R820.00R990.00R1 180.00

Extended Family Member Cover

Parents, in-laws and other extended family members

Age BandR10 000R15 000R20 000
18–64 yearsR85.00R105.00R130.00
65–74 yearsR200.00R255.00R315.00
75–84 yearsR280.00R360.00R445.00

Tshwaranang Group Funeral Cover starts from a minimum of 5 (five) members. Variants A–D differ in the level of children's cover included.

Terms & Conditions

Key Policy Terms

Normal Waiting
6
months
Accident Waiting
None
Immediate cover for accidents
Suicide Waiting
12
months
Cash Back
36
consecutive months no claim
Cash Back Option
+R80
additional monthly premium
Cash Back Amount
35%
of total premiums paid
Legal Benefit

Estate Winding-Up Benefit

Professional legal support at no extra cost — so your family is never left alone.

📜

Free Will Drafting

Free will drafted when you appoint our partner attorneys as executor of your estate.

🏛️

Expert Estate Planning

Expert guidance on estate planning and beneficiary structuring, ensuring your wishes are properly documented and legally compliant.

✅

No Master's Office Stress

Estate winding-up handled with no legal fees or Master's Office stress. Ndziba Brits Attorneys appointed as Sole Executor of your estate, with full authority to administer and distribute your estate in line with your wishes.

🤝

Peace of Mind

Peace of mind knowing your family affairs are handled by qualified professionals — supported not only financially but also legally during difficult times.

Attorney Support You Can Rely On

As part of your Tswaranang Funeral Cover, you receive access to professional legal support through our appointed attorneys. Your wishes are clearly documented and legally protected, giving your family support when it matters most.

⚖️  Ndziba Brits Attorneys — Strategic Partner
📞 Call 012 006 5812
You Better Choose Us

Ready to Protect
Your Family?

Most funeral policies take your money and give nothing back if you don't die.
With Ordric Capital, you win either way.

42854 Huluhluwe Street, Protea Glen Extension 52
Ordric Capital is a jurisdiction of Da Kings Investment Solutions FSP 51473. Underwritten by Safrican.
Strategic partner: Ndziba Brits Attorneys. Terms and conditions apply.