Frequently Asked Questions
A valid SA ID
3 latest payslips
3 Months bank Statement
Must be permanently employed and erning a Salary
A Valid Cell phone number
A Valid SA Bank Account
Must be 18 years or olde.
A Valid SA ID, Either latest payslips or 3 months latest bank statement
You can apply by using The Ordric Capital Website
Call (012) 006 5812 / 27645379772
Whatsapp 076 043 8190 / 27645379772
Email loans@ordriccapital.co.za
Simply select the Apply Now button and follow the easy instructions
Yes it is,You will need to create a profile which can only be accessed using your SA ID
number and a unique One-Time-Pin (OTP) which will be sent directly to the cell phone number
you registered with.
All you need to do is log into your profile using your SA ID number we’ll then forward you a
unique One-Time-Pin (OTP) which will be sent directly to the cell phone number you
registered with, the, simply follow the instructions
You may reapply for a Ordric Capital Loan after 30 Calendar days
We offer Loans from R500 of up to R2 000
Your Loan will be paid out within 48 business hours after approval your nominated bank
account or within 3 hrs at R50 administration charg
Upload your documents right here, by selecting the upload tab on the website
.Email your documents to : docs@odriccapital.co.za with your SA ID number in the subject
line after applying
For your Security, PIN numbers are completely private. Please click on “Resend OTP link” to
receive your unique One-Time-PIN (OTP) within 15 minutes, which will be sent directly to the
cellphone number you registered with.
In order to update your details please contact us on 064 537 9882
A One-Time-Pin (OTP) can only be sent to the cellphone number you provided when you
registered.
Request a new One-Time-Pin (OTP) and follow our simple instructions.
Non-payment will have a negative impact on you credit record
Yes, please contact Ordric Capital on 064 537 9772 to make alternative payment
arrangements
Log into your online profile, select the “Your active Loans page tab, scroll down and select
the change my payment details link. Select your chosen bank and add/or select a new
payment date; or
Log into your online profile select the My Details tab scroll down the page and click “Update
Payment details/Debit order date”
You may call Odric Capital on on 064 537 9772 and request to update your details
Please note that your respective bank may require you to approve a Debicheck
Authentication message when you opt to change your debit order pay date or bank account
details
You may call our Ordric Capital on 064 537 9772 for a settlement quote. You may then make
payment via the following options before your given expiry date:
Direct Deposit
EFT
The settlement quote provided to you by Ordric Capital is valid for 7 business days from the
date of request, and the settlement balance must be paid full before such time
Debicheck is a secure debit order payment system which allows you to electronically approve
your debit order details with your bank.
An approved Debicheck debit order mandate is required to pay your money into your bank
account and collect your monthly installments
Debicheck was introduced to protect customers and organizations from fraudulent activity and
debit order abuse, for example processing of unauthorized debit orders resulting in high
dispute rates. It will also prevent customers from avoiding paying valid debit orders by unfairly
disputing them with their bank.
Debicheck serves to protect customers,requiring credit providers :
To have an active authenticated mandate and
To deduct the debit order amount agreed to
All Ordric Capital customers will undergo our loan application process, and then receive
instruction from their bank to approve the debit order mandate from Ordric Capital
Your bank will send you a USSD notification which you must accept or reject. If you do not
receive a USSD notification, you can also approve the debit order mandate via one of your
preferred banking channels.
Should you not approve the request, Ordric Capital will request the bank to load the debit
order on your behalf. If our request is unsuccessful, we will contact you to assist you with the
debit order approval process. Please remember, a delay in approving the request from your
bank will delay the transfer of your money into your bank account.
24. What is the difference between Debicheck and What I currently have?
Debicheck serves to protect customers by issuing an active, authenticated mandate, which
means service or credit providers cannot deduct more than agreed to or abuse the debit order
system.
Your bank will notify you of the pending debicheck mandate that requires your approval. Be
sure to follow your bank’s instructions carefully. If you do not accept the approval of the
mandate, Ordric Capital will not be able to process your loan. Your bank will advise you of
several approval channels, which should confirm your Ordric Capital Debicheck debit order.
This includes, but is not limited to the following:
Internet banking
ATM
Call Centre
USSD
Cell phone banking
Banking App
Bank Branches
You only need to approve Ordric Capital’s Debicheck mandate once, unless you make the
following changes during your loan period;
Everytime you change your banking details
Everytime you change your paydate
if your loan is rescheduled